About US Lending & Company

At US Lending & Company, we guarantee the we offer some of the lowest rates with no points options. We understand that every circumstance is unique. We are committed to addressing your individualism with the flexibility to find the right program to fit your specific needs.

Our mortgage specialists offer the advantages of a wealth of knowledge, high skill level, and access to current technology that will make your experience rewarding and satisfying.

We strive to make your loan process an easy and worry-free as possible.


Mortgage News

Recent Articles

Reasons to Refinance When Rates are Rising - 5 Examples
Jan
16
2019
Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Credit Score Requirements For 2019 Homebuyers
Jan
09
2019
Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Is Paying Off Your Mortgage Early Worth It?
Jan
02
2019
Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...
Increased Mortgage Rates --Should You Still Buy In 2019?
Dec
27
2018
Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...

FHA Loan Center

As FHA Loan specialists we can help you understand any new changes to the FHA loan program. We're here to create a customized solution that works best for you and your family. To learn more call us at 800-943-1314 or contact us via email by clicking here.

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We also work closely with the following companies:

Bayside Escrow Group

Chase Mortgage

Fannie Mae

Flagstar Bank

HUD.GOV

Sterns Lending

For NMLS Consumer Access Click Below:

NMLS Consumer Access

 

Meet the Team!