Licensed Private Lender · California

The financing partner who actually picks up the phone.

Private money, commercial, construction and multifamily loans — approval in as little as 24 hours and funding in as little as seven days, subject to a complete file, underwriting, title review and property valuation. Real people, real numbers, since 2002.

Answered by a real person during business hours — or apply online any time.

Indicative TermsAll Programs
Approval*in as little as24 hours
Funding*in as little as7 days
Max Loan*$75M

Private and institutional capital for luxury residential, commercial, construction and apartment properties.

Rates and terms shown are indicative, subject to change without notice, and subject to underwriting approval. This is not a commitment to lend.

*Subject to terms and conditions, a complete file, underwriting approval, title review and property valuation.

$756M+
Funded to Date
7
Average Days to Fund
24
Years, Since 2002
Why Borrowers Trust Us

Six reasons people call before they call anyone else.

Four programs, up to $75M

Private and bridge, commercial, construction and multifamily financing for California real estate — loans up to $75 million.

We move at your pace

Approval in as little as 24 hours and funding in as little as seven days, once the file is complete.

A real office

Torrance, California. Come in, or call and a person picks up.

A+ rated with the BBB

Accredited Business status with the Better Business Bureau, current rating A+.

Your information stays yours

We never sell your information, and we never share it with anyone for their own marketing. Loan-related sharing with title, escrow, appraisal and servicing partners is set out in our Privacy Policy.

24 years, $756M+ funded

In business since 2002, funding private, commercial, construction and multifamily loans across California.

Loan Programs

Four programs, one fast underwriting desk.

Every file is read by the same desk that signs off on it. No committee, no handoff to a branch three states away.

Private & Bridge

Private Loans

Fast private capital against luxury residential, commercial and apartment collateral when certainty of close matters more than rate.

Funding
7 Days
View Terms →
Hard Money / Bridge

Commercial

Short-term commercial bridge and hard money up to 90% of loan-to-cost, underwritten on equity and capacity rather than a scorecard.

LTC, up to
90%
Review
Case-by-Case
View Terms →
Ground-Up & Rehab

Construction

Ground-up and rehab capital to $75 million that converts to a permanent loan at conventional rates when the build completes.

Max Loan*
$75M
LTC, up to
90%
View Terms →
Multifamily

Apartments

Bridge and value-add financing underwritten on in-place and projected NOI, occupancy and unit mix — not collateral alone.

Focus
NOI / Value-Add
View Terms →
Referral Partners

Refer a client, keep the relationship.

Brokers and referral partners are paid on time, protected from disintermediation, and never sold or passed to anyone for marketing. If your client comes back to us, they are referred back to you.

Submit a Referral →
Top
Broker Commissions
0%
Sold or Shared for Marketing
50
States in Our Referral Network
Common Questions

Answered plainly, no fine print.

Still have questions?
(800) 943-1314 →

Yes. We're licensed, and we're an accredited, A+ rated business with the Better Business Bureau.

Approval can come in as little as 24 hours, and funding in as little as seven days, once the file is complete. Timing depends on underwriting, title review and property valuation.

We never sell it, and we never share it with anyone for their own marketing. Completing a loan does require sharing information with the parties the transaction needs — title, escrow, appraisal and loan servicing — and with regulators where the law requires. Our Privacy Policy sets out exactly who and why.

We're based in Torrance, California, and primarily fund California real estate; our broker referral network reaches partners nationwide.

Call us at (800) 943-1314 and describe the property and timeline. We'll point you to Private, Commercial, Construction or Multifamily financing, or tell you honestly if it's not a fit.

Our programs are built for investment and business-purpose real estate — luxury residential held as investment, commercial, construction and multifamily. Call us with the specifics and we'll tell you straight away whether it fits.

Ready to talk about your deal?

Send us the file. We read it the same day, and a real person picks up the phone.