About US Lending & Company

At US Lending & Company, we guarantee the we offer some of the lowest rates with no points options. We understand that every circumstance is unique. We are committed to addressing your individualism with the flexibility to find the right program to fit your specific needs.

Our mortgage specialists offer the advantages of a wealth of knowledge, high skill level, and access to current technology that will make your experience rewarding and satisfying.

We strive to make your loan process an easy and worry-free as possible.


Mortgage News

Recent Articles

Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
Feb
01
2017
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...
Jan
18
2017
Will I Qualify for a Mortgage on Part-Time Income Alone?
I only work part time but want to buy a home – will I qualify for a mortgage on part time income alone? In today’s economy, many people make their income by working one or more part-time jobs versus a traditional full-time 9-5 job. While there are some assumptions made that...

FHA Loan Center

As FHA Loan specialists we can help you understand any new changes to the FHA loan program. We're here to create a customized solution that works best for you and your family. To learn more call us at 800-943-1314 or contact us via email by clicking here.

Click above to meet RE/MAX TOP TEAM and search for your new home

We also work closely with the following companies:

Bayside Escrow Group

Chase Mortgage

Fannie Mae

Flagstar Bank

HUD.GOV

Sterns Lending

For NMLS Consumer Access Click Below:

NMLS Consumer Access

 

Meet the Team!