About US Lending & Company

At US Lending & Company, we guarantee the we offer some of the lowest rates with no points options. We understand that every circumstance is unique. We are committed to addressing your individualism with the flexibility to find the right program to fit your specific needs.

Our mortgage specialists offer the advantages of a wealth of knowledge, high skill level, and access to current technology that will make your experience rewarding and satisfying.

We strive to make your loan process an easy and worry-free as possible.

Mortgage News

Recent Articles

Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...

FHA Loan Center

As FHA Loan specialists we can help you understand any new changes to the FHA loan program. We're here to create a customized solution that works best for you and your family. To learn more call us at 800-943-1314 or contact us via email by clicking here.

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We also work closely with the following companies:

Bayside Escrow Group

Chase Mortgage

Fannie Mae

Flagstar Bank


Sterns Lending

For NMLS Consumer Access Click Below:

NMLS Consumer Access


Meet the Team!